Diagram Alur Sistem Trade Finance – Letter of Credit

Setup Master Data

Konsumen
Bank Koresponden
Mata Uang
Produk Trade Finance
Akun Perkiraan

Penerbitan LC (ISSUED)

Input Data LC
Nomor LC, Applicant, Beneficiary
Nilai & Currency
Posting ke Kontinjensi (Off Balance Sheet)

Amendemen LC (Jika Ada)

Perubahan Amount / Expiry Date
Update Exposure
Update Kontinjensi

Penerimaan Dokumen

Dokumen dari Beneficiary
Pemeriksaan Compliance
Status: Negotiation / Acceptance

Penyelesaian LC (UTILIZED)

Realisasi Pembayaran
Dari Off Balance ? On Balance
Timbul Hutang Nasabah

Jurnal Akuntansi

Dr Hutang Nasabah
Cr Nostro / Rekening Bank
Reverse Kontinjensi

Monitoring & Reporting

Monitoring Exposure
LC Aktif
Audit Trail
Laporan Regulator
Exit